STEPS TO BUYING A HOME

1.

Hire your realtor to expertly guide you with the biggest financial investment most people make. 

3.

Start searching for homes 

5.

Complete home inspections: Make sure there are no defects you want to negotiate to have fixed. This is also a good time to plan ahead by measuring and taking photos for furniture placement. 

7.

Closing day: This is a big day! Prepare to read and sign numerous documents. 

2.

Find a lender and secure financing 

4.

Make an offer

6.

Get insurance and establish utilities

8.

Get the keys and move in!

 
Receiving the Keys

HOW CAN A REALTOR HELP ME

Your realtor is your chief advocate, confidante and hand-holder in the process so you want to find a good fit. A good realtor will:

- Provide education about your market conditions

- Help you customize the home search to meet your needs

- Guide you to the homes that offer the best fit

- Negotiate terms of contract and any repairs in your best interests

- Provide referrals to other trusted professionals (lenders, inspectors, contractors)

- Coordinate showings, assistance from other professionals, and escrow process

- Pay attention to contract details and deadlines

- Solve any other issues to make it seamless for you

HOME WISH LIST

What to consider . . .

hover over each category for suggestions

Prioritize the features you must have and those you would like to have. Share this information with your agent to help create a targeted home search. 

LOCATION

which city, neighborhood, schools, proximity to amenities, commute time 

TYPE

single family, condo, apartment, townhome?

SIZE

how many square feet, bedrooms, and bathrooms

STORIES

single or multi level, bedrooms or garage on main floor, how many stairs?

KITCHEN

size, style, storage options, open to other rooms?

STYLE

historic, traditional,  contemporary, renovated, brand new construction?

YARD

size, fenced, privacy, outdoor entertaining space, patio/deck?

PARKING

how many spots needed? garage, carport, parking pad, or circular driveway?

EXTRAS

fireplace, workshop, attic/basement, storage, pool?

 
 

HOW TO CHOOSE LOCATION WISELY

Your new home’s location impacts current and future value, as well as your lifestyle. Start thinking about your preferences for neighborhoods and access to amenities that can assist your agent in creating a targeted home search. 

Inform your agent about your preferences regarding :

 

- Desirable city or neighborhood

- Urban, suburban, rural setting

- Public school districts or private schools 

- Proximity to interstate access or thoroughfares 

- Proximity to shopping and restaurants

- Access to hospitals and health care

- Proximity to recreation facilities, parks, playgrounds, athletic fields

- Commute time

 

SECURE FINANCING

Stacks of Coins

1. Check your credit report

2.  Shop around for the best mortgage

3. Apply for the mortgage loan

4. Get pre-approved

5. Shop for a home

6. Make an offer

7. The lender begins final loan processing

8. The underwriting process begins

9. The loan closes